Why Add d² to Group Variance?
Each group's variance is measured about its own mean. When combining, we shift the reference to the overall mean. The extra $d_i^2$ term accounts for the displacement of each group's mean from the combined mean.
Special Case: Same Means
If $\bar{x}_1=\bar{x}_2$, then $d_1=d_2=0$ and combined variance $=\dfrac{n_1\sigma_1^2+n_2\sigma_2^2}{n_1+n_2}$, a simple weighted average of the two variances.
Alternative Form
The combined variance formula is equivalent to: $\sigma^2=\dfrac{\sum x_i^2}{N}-\bar{x}^2$ where $\sum x_i^2=n_1(\sigma_1^2+\bar{x}_1^2)+n_2(\sigma_2^2+\bar{x}_2^2)$ and $N=n_1+n_2$.
Exam Strategy
Always compute combined mean first, then find $d_1,d_2$. Then substitute into the formula. Keep decimals careful — the four answer options (5.96, 6.04, 6.14, 6.24) are all close to each other, so precision matters.